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Term Share Certificates and Savings Rates
Term Share (Certificate) Rates
As of September 30, 2026
| Term | Rate** | АРY*** | Minimum Deposit |
| 6 Month* | 3.25% | 3.28% | $1,000 |
| 12 Month | 3.30% | 3.34% | $1,000 |
| 18 Month | 3.00% | 3.03% | $1,000 |
| 24 Month | 2.90% | 2.93% | $2,500 |
| 36 Month | 2.95% | 2.98% | $2500 |
Jumbo Term Share (Certificate) Rates
| Term | Rate** | APY*** | Minimum Deposit |
| 6 Month* | 3.30% | 3.33% | $99,000 |
| 12 Month | 3.35% | 3.39% | $99,000 |
| 18 Month | 3.05% | 3.08% | $99,000 |
| 24 Month | 2.95% | 2.98% | $99,000 |
| 36 Month | 3.00% | 3.03% | $99,000 |
*6 month terms not eligible for IRA term share deposits
0.15% *Dividend Rate
**Annual Percentage Yield
Penalties for early withdrawal. Rates subject to change without notice.