(716) 771-5000 Routing #: 222382739 1937 Union Road, West Seneca, NY 14224 M – F: 8:30 AM – 5 PM. Sat: 9am-12pm (Drive Thru Only) Like Us on Facebook 24 Hour Debit Card Services 1-833-574-3422

WNY FEDERAL CREDIT UNION

Savings Rates

Term Share (Certificate) Rates

Account TypeTermRateAPY*
$1,000 minimum deposit6 months4.00%4.05%
$1,000 minimum deposit12 months4.00%4.06%
 $1,000 minimum deposit18 months4.00%4.06%
 $2,500 minimum deposit24 months3.50%3.55%
 $2,500 minimum deposit36 months2.95%2.99%

Jumbo Term Share (Certificate) Rates

Account TypeTermRateAPY*
$99,000 minimum deposit6 months4.05%4.10%
$99,000 minimum deposit12 months4.05%4.11%
$99,000 minimum deposit18 months4.05%4.11%
$99,000 minimum deposit24 months3.55%3.60%
$99,000 minimum deposit36 months3.00%3.03%

Rates effective as of August 30, 2024. *APY = Annual percentage yield. Rates subject to change at any time without notice. Early withdrawal penalty applies.

Savings Rates

Account TypeRateAPY*
Regular Share (Savings) Account0.10%0.10%
Vacation Club Account0.10%0.10%
Holiday Club Account0.10%0.10%
Smart Savers Kids’ Account**0.10%0.10%

*APY = Annual percentage yield. **Average daily balances of $25.00 or more paid quarterly on Smart Savers Kids’ Account. Average daily balances of $100 or more are paid quarterly on Regular and Club Accounts. Rates subject to change at any time without notice.