(716) 771-5000 Routing #: 222382739 1937 Union Road, West Seneca, NY 14224 M – F: 8:30 AM – 5 PM. Sat: Drive Thru 9:00 am- 12:00 pm. Lobby hours by appt only. Like Us on Facebook

Savings Account

The Regular Share Account establishes your membership and makes you a part owner of the Western New York Federal Credit Union.


Savings Accounts

Whether it’s a lifelong dream or a weekend getaway, the Western New York Federal Credit Union offers a variety of great savings options to help you get there. They’re all NCUA-insured, so you know that your money is safe. Our deposit accounts let you earn competitive dividend rates while keeping your money totally liquid so you can get to it when you need it.


christmas club


Holiday Club Account

Holiday Club Accounts are an easy, painless way to save for your holiday expenses. Put aside any amount you choose, at any time you choose or have the money deducted directly from your payroll check.

  • Funds automatically transferred into Share Account each year in October.
  • Dividends are paid quarterly on average daily balances of $100 or more.
  • No penalty for withdrawals.
vacations with WNY FCU

Vacation Club Account

Are you planning that dream vacation? There’s no better way to save up and make that dream come true than opening a Vacation Club Account with the WNYFCU.



Individual Retirement Accounts (IRA)

It’s never too early to start saving for you and your family’s future. Whether you want to purchase a new home, start your children’s college fund, or secure a golden retirement, a credit union IRA could be exactly what you need.

  • Dividends are paid quarterly on average daily balance.
  • Term Share Deposits available in 12, 18, 24, and 36-month terms.

For more information about integrating your IRA, call 1-800-356-2644 or e-mail ira_marketing_mail@cunamutual.com.
Or contact the credit union at (716) 771-5000.