(716) 771-5000
Routing #: 222382739
1937 Union Road, West Seneca, NY 14224
M – F: 8:30 AM – 5 PM. Sat: 9am-12pm (Drive Thru Only)
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New Job? Open a Junior Checking Account!
Teens as young as 13* years old can open their own checking account. It’s the perfect way to start managing your money, building financial independence, and setting yourself up for success!

- No minimum balance requirements or monthly maintenance fees
- Touchless VISA Debit/ATM Card with Apple/Google Pay and Samsung Wallet
- Direct Deposit
- Instant issue debit cards – no more waiting!
- 24/7 Access via Online Banking & our Mobile App
- Over 85,000 fee-free ATMs
- 5,000+ shared branches
* Parental permission required for teens under the age of 18.