(716) 771-5000 Routing #: 222382739 1937 Union Road, West Seneca, NY 14224 M – F: 8:30 AM – 5 PM. Sat: Drive Thru 9:00 am- 12:00 pm. Lobby hours by appt only. Like Us on Facebook 24 Hour Debit Card Services 1-833-574-3422


News You Can Use

Spot and Avoid Phishing Text Scams

Have you ever received a text message telling you you’ve won a contest your don’t remember entering? Or A text message that claimed to be from the IRS asking you to verify your social security  number? It’s likely you were targeted by a text phishing scam. Older adults are common targets and this scam is growing.  Reports of text phishing scams rose 150% from 2021 to 2022.  Thankfully, vigilance and a careful eye can help protect you and your assets.  

Preventing Elder Financial Exploitation

Elder financial exploitation is a very real and growing threat.  It is defined as the illegal, unauthorized, or improper use of an older person’s funds, property, or assets.  It’s a crime that can deprive older adults of their resources and independence. On average, victims of exploitation lose about $30,000. Perpetrators can be family members, friends, neighbors, caregivers, health care providers, business associates, or strangers. Read more about financial exploitation here, and the many warning signs to look for.  

This Elder Abuse Awareness Month, learn how to protect yourself and loved ones from scams.

Bring your credit union with you this summer vacation!

Shared Branch

Western New York Federal Credit Union participates in a Shared Branching system and the Allpoint ATM network. This means our members have access to over 5,000 credit union branches and 85,000 fee-free ATM’s all over the United States. You can bank with WNYFCU wherever you go! Click here to find ATM’s and Shared Branches!

For even greater access to your account, download the WNYFCU Home Banking app, available for Android and IOS. Search your app store for “Western New York FCU” to download today!

Happy 45th Anniversary to Marie Betti!

In March of 2024, Marie celebrated 45 years with Western New York Federal Credit Union. Marie started
working for the credit union in March of 1979, where she was hired as a Clerk/Teller and promoted to Manager in 1986. Not long after, Marie became CEO/Treasurer in 1994.

What to do when a loved one passes away

Dealing with the death of a loved one is made even more difficult when navigating how to handle their financial affairs and prevent scammers from stealing their identity.  Here is what to do when a loved one passes away and you need to settle their finances. 

Can You Get Your Money Back From Payment App Scams?

Man onphone

Using payment apps can make paying for items fast and easy. But, scammers can use them to get you give over your money and, unfortunately, you generally cannot get your money back from a payment app scam.  If you make a payment that you didn’t mean to, or realize that you’ve been caught up in a scam, it’s unlikely you’ll receive your money back. 

Stay Safe While Shopping Online

Holiday Shopping Online Safety

Check out this article from the National Cybersecurity Alliance on staying safe while shopping online this holiday season:

Learn About Medicare Enrollment Scams

Scams flourish during Medicare Open Enrollment! Protect yourself!

Open enrollment runs from the middle of October through the middle of December and scams abound during this time, as people scramble to understand their health insurance options.  Scammers take advantage of people’s confusion and anxiety and try to lure unsuspecting victims into giving them money and personal information.  

Here’s how to protect yourself: 

Protect Yourself Against Ticket Scams

Is that ticket the real deal?

Event ticket prices have skyrocketed in recent years and as the demand for reasonably priced tickets increases, so to have ticket scams.  Learn how to protect yourself and know the signs of a ticket scam.