(716) 771-5000 Routing #: 222382739 1937 Union Road, West Seneca, NY 14224 M – F: 8:30 AM – 5 PM. Sat: Drive Thru 9:00 am- 12:00 pm. Lobby hours by appt only. Like Us on Facebook

Quick Rates

All rates APR*

Auto Loans
as low as

4.40%

RV Loans
as low as

5.40%

Personal Loans
as low as

10.20%

WNY FEDERAL CREDIT UNION

Experience the Credit Union Difference

Through all our growth and expansion, our primary goal has remained the same: To consistently provide quality personal service every day while maintaining financial stability.

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Mortgage Calculator

VISA Rewards Credit Card

VISA Rewards Credit Card

Low interest credit card that earns you points with every purchase. Exchange points for travel, gifts and gadgets.

Get Started with VISA

Skip-A-Payment Program

Skip-A-Payment Program

WNY FCU's Skip-A-Pay program allows members in good standing to skip up to 2 monthly payments in a 12 month period on certain loans for a $30 fee per instance.

Learn About Skip-a-Pay

Home Equity Line of Credit

Home Equity Line of Credit

Use the equity in your home to add a new deck and pool, fix that leaky roof, finance your children's education, buy a new vehicle, take a dream vacation or consolidate high-interest credit card balances into one monthly, low-cost payment!

Mortgages

OwnersChoice Mortgages

The Western New York Federal Credit Union has partnered with OwnersChoice Funding to bring you First Mortgages. You can learn more about this service by calling OwnersChoice Funding at
(716) 839-0701.

Get Started with Mortgages

CHECKING & SAVINGS

Accounts for All Ages

No Minimum Balance or Monthly Maintenance Fees!

smart savers club

Smart Savers Kids’
Account

Exclusively for Kids 15 Years
and Younger!

junior checking

Junior Checking
Account

Parent and Teen Joint Account, Perfect for Students Ages 13 to 17

wny fcu savings acct

Classic Savings
Account

Establishes Your Membership Dividends Paid Quarterly. $25 Opening Deposit.

wny fcu checking accounts

WNY’s Best Checking
Account

Instant Debit Card Mobile app with Mobile Deposit. Google, Samsung, & Apple Pay