Borrow up to $2,000 for up to 12 months at a rate as low as 4.50% APR*
*APR = Annual Percentage Rate. Subject to credit approval. Restrictions may apply. Rate valid October 1, 2023 – December 31, 2023. Amount borrowed & rate depend on creditworthiness. Rates subject to change at any time.
Transfer high-interest credit card balances to our VISA Rewards Credit Card with a rate of 4.79% APR* and no balance transfer fee!
*The 4.79 % APR is good only on the transferred balance and will remain until transferred balance is paid off.
All rates APR*
as low as
as low as
as low as
WNY FEDERAL CREDIT UNION
Through all our growth and expansion, our primary goal has remained the same: To consistently provide quality personal service every day while maintaining financial stability.
Low interest credit card that earns you points with every purchase. Exchange points for travel, gifts and gadgets.Get Started with VISA
WNY FCU's Skip-A-Pay program allows members in good standing to skip up to 2 monthly payments in a 12 month period on certain loans for a $30 fee per instance.Learn About Skip-a-Pay
Use the equity in your home to add a new deck and pool, fix that leaky roof, finance your children's education, buy a new vehicle, take a dream vacation or consolidate high-interest credit card balances into one monthly, low-cost payment!
The Western New York Federal Credit Union has partnered with OwnersChoice Funding to bring you First Mortgages. You can learn more about this service by calling OwnersChoice Funding at
CHECKING & SAVINGS
No Minimum Balance or Monthly Maintenance Fees!
Exclusively for Kids 15 Years
Parent and Teen Joint Account, Perfect for Students Ages 13 to 17
Establishes Your Membership Dividends Paid Quarterly. $25 Opening Deposit.
Instant Debit Card Mobile app with Mobile Deposit. Google, Samsung, & Apple Pay