WNY FEDERAL CREDIT UNION
September 1, 2024
| Service | Fee |
|---|---|
| Fax Request (First Page) | $3.00 |
| Fax Request (Additional Pages) | $1.00 |
| Notary – Member | FREE |
| Notary – Non-Member | NYS Rate |
| Money Order | $2.00 |
| Certified Check (made to third party) | $5.00 |
| Certified Check (made payable to member) | FREE |
| Foreign Check | $6.00 |
| Coin Counting | 7.00% |
| Coin Counting – Non-Member | 20.00% |
| VISA Gift Card | $4.00 |
| Copy of Check | $1.00 |
| Mailed Receipt/Check | $0.75 |
| Return Mail/Bad Address | $5.00 |
| Service Fees | Price |
|---|---|
| Account Activity Printout | $1.00 per page |
| Account Research/Balancing | $10.00-$30.00 per hour |
| Wire Transfer (Outgoing) | $30.00 |
| Courtesy Pay | $25.00 |
| Automatic Transfer from Savings to Checking, applied against Checking | $5.00 |
| Stop Payment on Checking/Savings Accounts | $25.00 |
| Stop Payment on Certified Checks | $35.00 |
| Stop Payment on VISA Statement Check | $25.00 |
| Replacement Debit Card | $10.00 per card |
| Replacement VISA Card | $10.00 per card |
| Out-of-Network ATM Fee | $1.00 |
| Non-member ATM Fee | $3.00 |
| Foreign ATM Fee | $3.00 |
| Checks | First 36 are free of charge, additional check costs depend on style ordered |
| Skip-A-Payment Fee (per payment skipped per loan) | $30.00 |
| Starter checks for established accounts | $3.00 per page of 3 checks |
| Non-member check cashing fee | $10.00 |
| Account Fees | Fee |
|---|---|
| Term Share Deposit Early Withdrawal certificates under $2,500 | $50.00 |
| Term Share Deposit Early Withdrawal certificates over $2,500 | $100.00 |
| Deposited Checks Returned Unpaid | $25.00 |
| Non-Sufficient Funds charged for each item: -ATM Withdrawal -Recurring Payments -VISA Statement check -Online loan payments -Online Fund Transfer -ACH Origination Return Exception | $25.00 |
| Dormant Account Fee charged per month under the following conditions: member is over 19 years of age, the account has had no activity for 12 months consecutively, account balance is less than $200.00 | $5.00 |
| Member Account Closure Within 90 Days of Opening | $25.00 |
| Loan and Legal Services | Fee |
|---|---|
| Duplicate Lien Release | $15.00 |
| Late Payment (Consumer) | $10.00 |
| Late Payment (Real Estate) | $18.00 |
| Garnishments, Attorney Fee, Subpoena or Restraining Order | $25.00 |
| Escheatment Fee | $25.00 |